Financial Highlights
See the financial overview of Kyobo Life for the recent five years
Total Assets
(Unit: KRW billion)

- FY2017 : 97,791.9
- FY2018 : 101,488.2
- FY2019 : 107,893.5
- FY2020 : 115,486.1
- FY2021 : 119,143.3
Total Equity
(Unit: KRW billion)

- FY2017 : 9,351.4
- FY2018 : 10,003.4
- FY2019 : 10,592.5
- FY2020 : 10,997.2
- FY2021 : 11,024.0
Premium Income
(Unit: KRW billion)

- FY2017 : General Account 7,613.9 + Separate Account 4,007.4 = 11,621.3
- FY2018 : General Account 7,334.0 + Separate Account 4,834.3 = 12,168.3
- FY2019 : General Account 7,463.7 + Separate Account 4,998.8 = 12,435.5
- FY2020 : General Account 8,836.6 + Separate Account 5,443.4 = 14,280.0
- FY2021 : General Account 9,560.7 + Separate Account 6,247.6 = 15,808.3
- Separate Account
- General Account
Net Income
(Unit: KRW billion)

- FY2017 : 611.1
- FY2018 : 506.6
- FY2019 : 546.0
- FY2020 : 382.9
- FY2021 : 396.4
ROA
(Unit : %)

- FY2017 : 0.6
- FY2018 : 0.5
- FY2019 : 0.5
- FY2020 : 0.3
- FY2016 : 0.3
ROA = [Net income ÷ {(Beginning assets + Ending assets) ÷ 2 }] × 100
ROE
(Unit : %)

- FY2017 : 7.3
- FY2018 : 5.0
- FY2019 : 5.3
- FY2020 : 3.5
- FY2021 : 3.6
ROE = [Net income ÷ {(Beginning equity capital + Ending equity capital) ÷ 2}] × 100
Return on Investment
(Unit : %)

- FY2017 : 3.9
- FY2018 : 3.9
- FY2019 : 3.9
- FY2020 : 3.6
- FY2021 : 3.5
Return on Investment = [Investment income ÷ {(Beginning operating assets + Ending operating assets - Investment income) ÷ 2}] x 100
RBC Ratio
(Unit : %)

- FY2017 : 296.0
- FY2018 : 311.8
- FY2019 : 338.9
- FY2020 : 333.4
- FY2021 : 266.6
- RBC Ratio = Solvency Margin ÷ RBC total risks × 100
- RBC ratio is consolidated basis